Investment advice that meets the unique needs of each client.
Our Investing Philosophy
Academic research* shows that asset allocation determines 90% of an investor’s market returns. That is our focus and is the most important investment decision we can make for our clients. This decision is made after understanding each client’s unique circumstances.
We use low cost providers of enhanced passive and some selective active investment strategies. We provide a disciplined approach to investing that allows “buying low/selling high” over time. We monitor each client’s portfolio to implement a tax efficient rebalancing program that adjusts the portfolio as the markets fluctuate.
*Gary, Brinson, Brian D. Singer, and Gilbert L. Beebower,
Determinants of Portfolio Performance II: An Update, The Financial Analysts Journal, 47, 3 (1991)