Saving, saving....spend! Most of us invest for decades saving for this much anticipated event and then when we get here, we realize that the financial landscape of retirement is more complicated than we thought. Questions like
are just a few of the many questions retirees face. By the way, retirement planning doesn't mean you have to stop working. It means that you are no longer dependent on earning a "living" from your job.
Mosaic Fi provides all of our pre-retiree and retiree clients with a financial planning process designed to answer all of these questions and more. It is an ongoing methodology that combines technology, forecasting and candid conversations with clients as their lives change over time.
When is the best time to design your retirement lifestyle plan? We believe a runway of at least five years before retiring is ideal so that clients have time to re-imagine their lifestyles and implement changes. Transitions are better when they are gradual.
Planning for retirement is a fluid, repeatable process. Each household has a set of unique circumstances incorporating age, health, assets, taxes, income and spending. While the world is your oyster and you have the freedom to design it for yourself, it is important to know the opportunities as well as limitations.
Getting your financial house in order makes this possible. Most retirees need to construct a steady stream of income that lasts throughout their lifetime. Creating a paycheck to fund your lifestyle in retirement is a custom recipe that is different for each client. Our recipe coordinates your sources of income in tax efficient ways.
Often there are investment shifts to your portfolio. Creating income is now a priority. Knowing your risk tolerance and risk capacity are also important factors. Our expertise helps balance income planning with wealth preservation and growth to keep up with inflation and reduce the risk of running out of money. For a complimentary consultation please use the button to connect you to Jenifer's calendar.
- when should I take Social Security
- which account do I tap for income first
- what can I afford to spend
- how should I invest my funds
- will I outlive my money
are just a few of the many questions retirees face. By the way, retirement planning doesn't mean you have to stop working. It means that you are no longer dependent on earning a "living" from your job.
Mosaic Fi provides all of our pre-retiree and retiree clients with a financial planning process designed to answer all of these questions and more. It is an ongoing methodology that combines technology, forecasting and candid conversations with clients as their lives change over time.
When is the best time to design your retirement lifestyle plan? We believe a runway of at least five years before retiring is ideal so that clients have time to re-imagine their lifestyles and implement changes. Transitions are better when they are gradual.
Planning for retirement is a fluid, repeatable process. Each household has a set of unique circumstances incorporating age, health, assets, taxes, income and spending. While the world is your oyster and you have the freedom to design it for yourself, it is important to know the opportunities as well as limitations.
Getting your financial house in order makes this possible. Most retirees need to construct a steady stream of income that lasts throughout their lifetime. Creating a paycheck to fund your lifestyle in retirement is a custom recipe that is different for each client. Our recipe coordinates your sources of income in tax efficient ways.
Often there are investment shifts to your portfolio. Creating income is now a priority. Knowing your risk tolerance and risk capacity are also important factors. Our expertise helps balance income planning with wealth preservation and growth to keep up with inflation and reduce the risk of running out of money. For a complimentary consultation please use the button to connect you to Jenifer's calendar.
Click on photo to view Creating a Paycheck webinar.