A Medicare Journey
Navigating the Medicare enrollment process and all that it entails can be tricky. Read about Leslie’s adventure and take note of her helpful tips.
The Affordable Care Act
Good health is our most important asset. In fact, it is priceless. If you have experienced a period of poor health, you know what I mean. In this country, one of the best ways to avoid financial disaster is to have health insurance.
The Case for an HSA
Everyone is looking for tips and tricks to pay less in taxes and make the most of their money. A health savings account (HSA) is one of our favorites! It is the only Triple Tax-Free account that allows you to save and plan for retirement.
Important facts about Cobra
COBRA is often misunderstood and often improperly utilized by qualifying individuals. If you are the covered employee or dependent make sure you understand your benefits.
Many of our clients have college age/young adult children over 18. Even though that might not be the milestone they are most excited about (like the one that comes 3 years later!), it is a major milestone in the eyes of the law. At that point our government considers them adults. They can now:
+Join the Military (men have to register for selective service)
+Manage their own money
+Serve on a jury
+Sign a contract
On the other hand, parents are no longer able to:
-Access their medical information
-Make health care decisions
-Access their financial accounts (unless you have joint ownership)
-Access their school records (even though you may be paying)